Long-Term Care and Medicaid Planning

Studies show that two out of every five people reaching age 65 need some type of long-term care. In New Hampshire and Vermont, the annual cost of nursing home care ranges from $195 to $330 per day. Some people pay over $200,000 per year for 24/7 home care. Medicare and most health insurance plans do not cover the cost of long-term care.


This report provides an understanding of the components involved in long-term care planning: Medicare, Medicaid, private insurance, and estate planning. It explains how recent changes in the law and future trends affect tomorrow’s long-term care consumer. Recent changes made under the Deficit Reduction Act of 2005, in New Hampshire and Vermont are discussed.


Contact Caldwell Law today to find out how our team can help you prepare for Long-Term Care. We look forward to hearing from you!